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Chapter 7 · Phoenix, Arizona
If Chapter 7 is unfamiliar, we can talk through the means test and what a first meeting in Phoenix covers.
What this page covers
What we can talk through.
You can describe what feels most pressing without sending private records. I’ll tell you which documents would help, and how to share them securely, if we schedule a consultation. This page is general information about bankruptcy, not advice about your case.
- Whether income and the means test are questions for your household
- Debts you want to understand before making any decision
- Property you hope to ask about
- The consultation fee and what the meeting includes
Bankruptcy FAQ
Questions you can ask first.
What is Chapter 7 bankruptcy?
Chapter 7 is the liquidation chapter of the Bankruptcy Code. A trustee reviews what you own. Many unsecured debts can be discharged if you qualify. Exempt property is defined by law and is not the same in every case. Morgan Law explains how those rules apply only after reviewing your facts.
Does everyone qualify for Chapter 7?
No. The means test and other rules can limit who may receive a Chapter 7 discharge. Income, household size, and certain debts all matter. A Phoenix consultation is how the firm checks whether Chapter 7, Chapter 13, or neither is worth a closer look.