Approachable
Example website · Fictional firm
Chapter 13 · Phoenix, Arizona
Often a three-to-five-year repayment plan. I’ll explain what a Phoenix consultation reviews before any payment is discussed.
What this page covers
What we can talk through.
We can talk about your monthly responsibilities and what changed. I won’t guess a plan payment from a web message. That takes your budget and a consultation. This page is general information about bankruptcy, not advice about your case.
- Income you can count on and bills that are hard to cover
- A mortgage, car, or tax balance you want to ask about
- Why plans are often three or five years
- How to ask about the fee before you book
Bankruptcy FAQ
Questions you can ask first.
What is Chapter 13 bankruptcy?
Chapter 13 is a repayment plan. You propose payments to a trustee, usually for three to five years, from regular income. It is sometimes used to catch up on secured debts such as a mortgage or car loan. Whether that is available depends on your budget and the Bankruptcy Code.
How long does a Chapter 13 plan last?
Most Chapter 13 plans last three or five years. The length depends on income compared with the state median and on what the plan must pay. Morgan Law does not estimate a payment from a website form. That figure comes from a consultation and the documents the firm asks you to provide securely.