Chapter 7 bankruptcy
A liquidation bankruptcy. Morgan Law in Phoenix reviews the means test, property, and whether a consultation is the next step.
Learn about Chapter 7Professional
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Phoenix, Arizona · Bankruptcy law
A clearer path to a fresh start.
Thoughtful bankruptcy guidance in Phoenix, for people weighing Chapter 7 and Chapter 13.
Bankruptcy guidance
Understand your options.
Chapter 13 bankruptcy
Chapter 13 is usually a three-to-five-year repayment plan. A Phoenix consultation looks at your budget and secured debts.
Learn about Chapter 13About Alex Morgan
Personal counsel. A considered approach.
Alex Morgan is a bankruptcy attorney at Morgan Law in Phoenix. Consultations look at debts, income, and whether Chapter 7 or Chapter 13 deserves a closer look. The fee is explained before anyone is hired.
The first meeting stays on your circumstances: what you owe, what you earn, and what you want to understand. Morgan Law explains the fee and the scope of any proposed work before you decide.
Bankruptcy FAQ
Questions, answered carefully.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 is a liquidation case. A trustee reviews property, and many unsecured debts may be discharged if you qualify, including under the means test. Chapter 13 is a repayment plan, usually three to five years, for people with regular income. Which chapter fits depends on income, assets, and debts. A consultation is how Morgan Law looks at those facts. This is general information, not legal advice.
How do I schedule a bankruptcy consultation in Phoenix?
Call Morgan Law during posted hours, or use the contact form to request a time. Ask what the consultation costs, how long it lasts, and which documents to bring. Do not send account numbers, Social Security numbers, or financial records through the website form.
What should I bring to a first bankruptcy meeting?
A written list of questions is enough to start. The firm will say which records to share securely, often a recent pay stub, a list of debts, and notes about property. Wait for those instructions before sending documents.