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Chapter 7 · Phoenix, Arizona
Liquidation under the Bankruptcy Code. A Phoenix consultation covers the means test, property, and whether Chapter 7 is worth a closer look.
What this page covers
What the consultation reviews.
Tell the firm what prompted you to look at Chapter 7. Leave account numbers off this website. Documents move through a secure channel after the firm asks for them. This page is general information about bankruptcy, not advice about your case.
- Income and the means test
- Unsecured debts you want explained
- Property and exemption questions
- Consultation fee and scope of work
Bankruptcy FAQ
Straight answers.
What is Chapter 7 bankruptcy?
Chapter 7 is the liquidation chapter of the Bankruptcy Code. A trustee reviews what you own. Many unsecured debts can be discharged if you qualify. Exempt property is defined by law and is not the same in every case. Morgan Law explains how those rules apply only after reviewing your facts.
Does everyone qualify for Chapter 7?
No. The means test and other rules can limit who may receive a Chapter 7 discharge. Income, household size, and certain debts all matter. A Phoenix consultation is how the firm checks whether Chapter 7, Chapter 13, or neither is worth a closer look.