Chapter 7 bankruptcy
Liquidation under the Bankruptcy Code. A Phoenix consultation covers the means test, property, and whether Chapter 7 is worth a closer look.
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Phoenix, Arizona · Bankruptcy law
Your next chapter starts here.
Clear options. A practical next step. Chapter 7 and Chapter 13 guidance for people in Phoenix.
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Chapter 13 bankruptcy
A repayment plan, usually three or five years. Morgan Law in Phoenix reviews budget and secured debts in a consultation, not from a web form.
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Start with the facts.
Start with where you are. Morgan Law turns a long list of bills into the questions that decide between Chapter 7, Chapter 13, or neither.
About Alex Morgan
Alex Morgan
Alex Morgan advises Phoenix clients on Chapter 7 and Chapter 13. Income, debts, and the fee come first. This website does not promise an outcome.
About Alex MorganBankruptcy FAQ
Straight answers.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 is a liquidation case. A trustee reviews property, and many unsecured debts may be discharged if you qualify, including under the means test. Chapter 13 is a repayment plan, usually three to five years, for people with regular income. Which chapter fits depends on income, assets, and debts. A consultation is how Morgan Law looks at those facts. This is general information, not legal advice.
How do I schedule a bankruptcy consultation in Phoenix?
Call Morgan Law during posted hours, or use the contact form to request a time. Ask what the consultation costs, how long it lasts, and which documents to bring. Do not send account numbers, Social Security numbers, or financial records through the website form.
What should I bring to a first bankruptcy meeting?
A written list of questions is enough to start. The firm will say which records to share securely, often a recent pay stub, a list of debts, and notes about property. Wait for those instructions before sending documents.